國際貿易融資防止洗黑錢 單元二：銀行和保險從業者TBML實務(以 Zoom 網上虛擬形式上課)

(此課程簡介只提供英文版)

Introduction 簡介

In recent global financial market development, banking trade finance facilities are being used to carry out money

laundering activities. Regulatory authorities have set up policies and regulations to combat these illegal activities.

Banking and insurance practitioners play a key role in the financial systems to control and avoid the risk of Trade

Based Money Laundering (TBML). The course is designed to introduce learners to the trade product features, latest

regulations and guidance, common red flags, trends and recommended risk mitigation controls and measures.

Programme Contents 課程大綱

Sample Reference Cases with TBML Risk Exposures and Consequence Management

• Unravelling an International Money Laundering Scheme Tied to Cyberfraud (Bahrain, FID)

• Dismantling International Illicit Finance Networks Through Mexico–U.S. Cooperation (Mexico and the United States, FIU-Mexico and FinCEN)

• Revealing the Many Facets of Cross-Border Money Laundering Scheme Through Diamond Trading (Israel, IMPA)

• Dissecting a Fake Export/Import Money Laundering Scheme (Korea, KoFIU)

Overview of Trade Products Features and Their

Vulnerabilities to TBML Risk Bank guarantees, Documentary collections, Financing under open account transactions, Forfaiting and risk participation, Import/export loans, Packing loans, Pre-shipment loans, Structured trade financing, Trust receipts, Warehouse financing, Import/export invoice discounting, Letter of credit (L/C) and Financing for transactions under L/Cs.

Highlights of Latest Regulations and Industry Guidance

Guideline on Anti-Money Laundering and Counter-Financing of Terrorism (For Authorized Institutions) and Anti-Money

Laundering and Counter-Terrorist Financing Ordinance (Cap. 615).

Common Red Flags in Handling Trade Finance

Transactions Customer Red Flags, Documentary Red Flags, Transaction Red Flags, Commodity Red Flags and Vulnerable Goods Red Flags.

Trends of TBML Typologies

Over-invoicing or Under-invoicing, Over-shipping or Shortshipping, Fictitious Trades, Use of Shell or Fictitious Companies, Multiple Invoicing of Goods and Services and Black Market Trades.

Recommended Risk Mitigating Measures, Controls and Best Practices

Trade Controls, CDD Procedures, Screening techniques, Expertise Training & Awareness, Assurance and Dual-use Goods.

課程報名

·CPD網上虛擬課程的報名申請須透過職業訓練局持續專業進修網站 (https://cpe.vtc.edu.hk) 提交。申請人須以信用卡（VISA／萬事達）於網上繳付學費。本院只處理填寫完整報名資料及已繳費的申請。

·申請人於報名時須上載*由香港特別行政區（香港特區）入境事務處所簽發的香港身份證 / 護照 / 旅行證件、或有效的來港就讀之簽證 / 進入許可的副本作身份核對之用。上載的副本只須顯示你的中英文全名及相片，其他個人資料必須遮蓋。

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開課通知

成功申請人將於開課前至少七個工作天^##接獲本院的電郵通知確認開課及相關資料。開課前三個工作天本院會以電郵向學生發送網上虛擬課程的會議編號、登入密碼及學生登入編號等課堂資料。申請人如在開課前三個工作天##尚未接獲課程確認/取消通知及/或課堂登入資料，請致電本院查詢（電話：2836 1906）。

## 工作天（不包括星期六、日及公眾假期）

*申請人於報讀CPD網上虛擬課堂前，請確保其使用的電子設備已配備視訊鏡頭及連接穩定的網絡。

在課堂進行期間，學生必須保持在視像鏡頭前出現，如無法繼續在鏡頭前出現，相關的CPD/CPT時數將被扣減。

證書頒發

凡以網上虛擬形式參與高峰進修學院持續專業發展短期課程而出席率達到80%或以上的學生，可於相關課程完成後第六個工作天起到高峰進修學院網頁(www.peak.edu.hk)下載證書。有關證書須於課程完成日期起計三個月內下載。

請注意，學生於網上報名時需選擇以網上下載或普通郵遞方式收取證書。選擇以郵遞方式領取證書的學生，不能經網上下載證書。其證書將於課程完成日期起計十四個工作天內郵寄至學生所填報的本地通訊地址。本院對郵遞失誤概不負責。