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PDI - Property Insurance (此課程內容只提供英文版本)

高峰進修學院
高峰進修學院
最新課程/研討會 持續專業發展課程
課程編號
794I2
課程範疇
保險
課程程度
單元證書
開辦院校
高峰進修學院
上課時數
30
持續專業進修(CPD) / 持續培訓(CPT)時數
MPFA: 30 Non-core CPD Hours
課程費用
港幣$3,850.00
班號 開課日期 上課地點 教學語言 網上申請 備註
794I2(6-OCT-2020) 2020.10.06 高峰進修學院
主要為英語,輔以粵語
Schedule:
Date: Oct 6, 13, 20, Nov 3, 10, 17, 24, Dec 1, 8, 15 2020
Time: 18:45 - 21:45 (Every Tue)
Venue: 9/F, VTC Tower, 27 Wood Road, Wanchai
Date of Exam: 29 December 2020 (Tue) (18:45 – 22:00)

(此課程內容只提供英文版本)

Objective

On completion of the module, students are expected to be able to:

(a) identify and assess the principal factors involved in the assessment of property risks according to different business activities;

(b) define and analyze the scope and the process in constructing principal property insurance contracts according to the nature of business and the need of the client; and

(c) interpret and perform tasks on insurance matters independently including quotation, portfolio performance of underwriting, suggestions of negotiation strategies, and review performance of claims of the principal property insurance contracts including package policy according to requirements of the insured and the insurer under different factors of consideration.



Content

Learning Contents

1. Review of basic principles of insurance

- Indemnity, Subrogation, Contribution and Proximate cause

2. Review of insurance in practice

- Physical and moral hazard and Under-insurance ie. Average

3. Policy contents of various types of property insurance

-Fire and additional perils

- Business interruption - Meaning of Gross Profit, variable and standing Charges

- Definition of Gross Profit and Standing Charges

- Theft including Burglary and Robbery

- Money

- Glass Fidelity Guarantee

- Engineering (machinery) including electronic equipment, computer insurance

- Construction and erection including Contractors’ All Risk Insurance

- Combined and package policies including Domestic insurance

- Commercial/ Property All Risk Insurance

4. Risk assessment

- Sources of information for risk assessment including fire fighting and protection

- Inception and propagation risks

- Estimated maximum loss, maximum probable/ possible loss and normal loss expectancy

- Risk inspection (survey)

- Physical and moral hazards on fire, theft and other risks

- Risk improvement

5. Underwriting

- Importance and principles of sound underwriting

- Concept of accumulation and spreading of risks

- Particular features and factors for underwriting considerations and rating of various types of property insurance

- Underwriting techniques in handling standard, sub-standard and above-standard risks

- Effects of inflation and use of an inflation clause

- Declaration and First loss policies

- Use of Reinsurance

6. Claims practice

- Procedures of processing property claims

- Policy conditions and wordings relating to claims

- Claims form and other claims documents

- Claims statistics and reserves

- Fraudulent claims such as Arson

- Claims specialists such as Loss Adjusters, Investigators, Valuers, etc.
 


入學條件

年滿二十三歲或以上及具兩年相關工作經驗
同等學歷
香港中學會考五科成績達E級 / 第二級或以上,包括英國語文及中國語文,及具三年或以上相關全職工作經驗
香港中學文憑試五科成績達第二級或以上,包括英國語文及中國語文,及具兩年或以上相關全職工作經驗


備註

(此課程內容只提供英文版本)
 

Entry Requirements:

Five HKDSE subjects at Level 2 or above, including English Language and Chinese Language with 2 or more years’ relevant full-time working experience; OR
Five HKCEE subjects at Grade E / Level 2 or above, including English Language# and Chinese Language with 3 or more years’ relevant full-time working experience; OR
Equivalent
Mature applicants, i.e. those aged 23 or above, with 2 or more years of relevant full-time working experience may also be accepted subject to a satisfactory admission interview.
# HKCEE English Language taken in 2006 or before should be at Grade E or above (Syllabus B) / Grade C or above (Syllabus A)

Additional Information

*If you wish to apply for the Continuing Education Fund (CEF) of the above program via Institute of Professional Education And Knowledge (PEAK), please refer to the website of Continuing Education Fund (CEF) at https://www.wfsfaa.gov.hk/cef/en/application/procedures.htm for the details regarding the Eligibility and Reimbursement Procedures.

The modules have been included in the list of reimbursable course of Continuing Education Fund purposes (https://www.wfsfaa.gov.hk/cef) by completion of any 4 PDI modules. The mother course “Professional Diploma in Insurance” of the modules is recognised under the Qualifications Framework (QF Level 4).

  • For CEF reimbursement, the following documents should be attached together with the application form* to PEAK for chopping stamp:
    • the tuition fees receipt
    • the attendance certificate – minimum 70% attendance record
    • the notification of examination result – at least passing marks of 50% as required by OCEF
    • letter of completion of 4 PDI modules

*The application must be submitted to the Office of CEF within ONE year upon the successful completion of the course.

課程報名
請使用指定的報名表格並按照表格內的“報名須知”報讀課程。
申請人於報名時必須出示由香港特別行政區(香港特區)入境事務處所簽發的香港身份證 / 護照 / 旅行證件、或有效的來港就讀簽證。
各個課程之入學條件有別,申請人在報讀時必須依從個別課程之入學條件作出申請。
所有課程名額均以先到先得方法分配,任何未填妥之表格,或學生未有附上學費的報名表,本院將不會處理。

截止報名日期
截止報名日期為每班開課前七個工作天##(截止報名日期或會因應收生情況而有所更改)。

開課通知
成功申請人將於開課前至少三個工作天##接獲本院以閣下指定的聯絡方法通知開課詳情。本院對因郵遞失誤而寄失的開課通知書,概不負責。如在開課前尚未接獲通知,申請人可致電本院查詢(電話:2836 1906)。

學費/收據
如學生所報讀的課程將在報名當日起計7個工作天##內開課,學生必須以現金繳交學費。
除學生之申請不獲接納或所選課程取消 / 改期外,所有已繳學費恕不退還。學費及學額亦不可作任何更改(包括不可轉班)或轉讓他人。
學生需於第一堂簽收收據,若學生於報名截止日後繳費,收據或會稍遲發出。本院會通知未簽收收據之學生領取收據的安排或將收據郵寄予學生。如學生要求以郵寄方式收取收據,本院對郵遞失誤概不負責。學生如要求本院發出收據副本證明,需以書面通知本院課程組,並需繳付港幣100元手續費。收據重發申請須以支票付款,抬頭為「職業訓練局」。查詢請致電2836 1862。

## 工作天(不包括星期六及星期日)
 

Mr. Eddy LAU (Programme Director) (Tel: 2836 1863, Email:eddylcw@vtc.edu.hk)/ Ms. Carrie Kwan (Programme Officer)(Tel: 2836 1852, Email: carriekwan@vtc.edu.hk)/ Ms. Brenda Fung (Programme Secretary)(Tel: 2836 1374, Email: bfwi@vtc.edu.hk) Fax: 2891 5707

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