PDI - Personal Investment and Financial Services (此課程內容只提供英文版本)

(此課程內容只提供英文版本)

Learning Outcomes

On completion of the module, students are expected to be able to:

• apply investment principles and factors in investment decision making to meet the clients’ needs; and
• analyze data and information from the financial markets and indices for enhancing investment and financial planning; and;
• make recommendations and advice on investment risk and portfolio management by selecting the appropriate financial instruments and calculation methods.

Learning Contents

1. Understanding investment

• Financial markets, investment instruments and vehicles
• Market structure and indices
• Securities trading
• Investment companie

2. Financial planning concepts and tools

• Time Value of Money
• Common stocks: valuation, analysis and strategy
• Fundamental analysis
• Valuation of common stocks
• Foundation for technical analysis
• Fixed income securities: valuation analysis and strategy
• Bond attributes and types
• Bond ratings
• Bond pricing theorems
• Risk structure of interest rates
• Funds, derivative securities
• Types and characteristics
• Valuation
• Hedging, arbitrage and speculation

3. Portfolio & Asset Management

• Portfolio & Asset Management
• Risk and return measurement
• Diversification
• Capital assets pricing model
• Capital market line
• Marketing efficiency

4. Financial Planning

• Financial Planning
• Ethical and professional considerations in financial planning
• Financial planning process
• Insurance planning and employees benefits (life, medical and disability plans)
• Tax planning
• Profit tax, salaries tax and property tax planning
• Retirement planning
• Asset and Estate planning

Entry Requirements:

• Five HKDSE subjects at Level 2 or above, including English and Chinese Languages with 2 or more years relevant full-time work experience; or 
• Five HKCEE subjects at Grade E/Level 2 or above, including English* and Chinese Languages with 3 or more years relevant full-time work experience; or 
• Completion of a QF Level 3 programme that is deemed acceptable to the respective Programme Committee; or 
• Relevant Recognition of Prior Learning (RPL) qualification(s) at QF Level 3 or above AND a pass in an admission interview; or 
• Other relevant verifiable prior learning and/or work experience that is/are deemed appropriate by respective Programme Committee AND a pass in an admission interview.