PDI - Legal Aspect of General Insurance (此課程內容只提供英文版本)

Learning Outcomes

On completion of the module, students are expected to be able to:

• evaluate various business dispute resolution processes;
• propose legal remedies and actions to clients by employing relevant principles and law of agency to insurance; and
• apply the principles of contract law and law of tort related to general insurance in giving suggestions to the insured and the insurer

Learning Contents

1. General principles of agency

• Nature and creation of agency
• Relationship between principal, agent and third parties
• Nature of an agent's rights, responsibility, authority and duties
• Termination of agency and the effects
• Application of the law of agency to insurance, particularly the code of conduct for Licensed Insurance Agents and Brokers including the regulated activities, disciplinary penalties under Insurance Ordinance
   

2. General principles of contract law

• Formation of a contract
• Terms of a contract
• Invalid contract
• Discharge of a contract
• International Sales Contract
• Law of bailment
• Law of sale of goods & the supply of services (implied terms) Ordinance
• Unconscious Contracts Ordinance
• Contract (Right of Third Parties) Ordinance
• Control of Exemption Ordinance and Trade Description Ordinance
   

3. General principles of the law of tort

• Classifications of torts
• Tort of negligence
• Defences to a claim in tort
• Remedies in tort
   

4. Resolving business disputes

• Arbitration
• Mediation

Entry Requirements:

• Five HKDSE subjects at Level 2 or above, including English and Chinese Languages with 2 or more years relevant full-time work experience; or 
• Five HKCEE subjects at Grade E/Level 2 or above, including English* and Chinese Languages with 3 or more years relevant full-time work experience; or 
• Completion of a QF Level 3 programme that is deemed acceptable to the respective Programme Committee; or 
• Relevant Recognition of Prior Learning (RPL) qualification(s) at QF Level 3 or above AND a pass in an admission interview; or 
• Other relevant verifiable prior learning and/or work experience that is/are deemed appropriate by respective Programme Committee AND a pass in an admission interview.